BORIS SMOLGOVSKY
Mortgage Broker / Home Loans Advisor
NMLS #238115
With over 20 years of experience in wholesale mortgage lending, I am extremely qualified to help you with all of your real estate financing needs. I will personally guide you through financing process, provide fully customized discounted mortgage programs and help to make the decisions that will be right for you. Whether you're buying a new home, refinancing your current home or building a dream home I have what it takes to meet your needs and will go the extra mile to help you achieve your goals. I have worked very hard through the years to establish a reputation built on professionalism, honesty, strong and excellent customer service, and loyalty to all of my customers.
All types of real estate financing offered:
• Purchase Financing
• Re-Financing
• Investment Financing
*** All TYPES OF MORTGAGE LOANS & REAL ESTATE FINANCING ***
Direct: 925-244-1099 * Cell: 925-699-1210 * Email: lessmortgage2@gmail.com
NMLS # 238115 / DRE # 01361455
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Learn how much down payment you may need, the tradeoffs of putting more down, and how to choose an amount that fits your budget and goals.
Navigating USDA and FHA Loan Differences
Jul 29, 2026
Compare USDA vs FHA loans, including down payment, credit, location, income limits, and fees, to find the right fit for your homebuying goals.
4 Specialized Home Inspections Buyers Should Consider
Jul 22, 2026
Learn which specialized home inspections may help uncover hidden issues before closing, from radon and mold to pest and foundation concerns.
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Whether you're buying your first home, refinancing, or upgrading, I’m here to make the mortgage process smooth and stress-free. Let’s take the next step together — fast approvals, personalized service, and trusted guidance every step of the way.