BORIS SMOLGOVSKY

2303 Camino Ramon, Ste 160
San Ramon, CA 94583

(925) 244-1099 | (800) 323-7975
Fax: (925) 244-1148

NMLS # 238115 | DRE # 01361455

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Tuesday, October 22, 2024
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We know that each customer has specific needs and we strive to meet those specific needs with quality service and individual attention. We pride ourselves in giving you the mortgage information, loan options and convenient assistance you're looking for.

With a variety of loan programs and an established network of lenders behind us, we will find the loan that best suits your needs, at a very competitive rate. We offer conforming, non-conforming and government loan programs.

Let us guide you through the home buying or refinancing process, and provide you with the best service available.

Refinance Today

If your current interest rate is significantly higher than today's lowest rates, you may be able to roll your loan costs into the loan and still get a lower rate than you have today, thereby reducing your interest payments and saving money immediately. Have a loan consultant contact you to find out if you can save money by refinancing.

Market Commentary

Updated on October 22, 2024 10:07:48 AM EDT

There is no relevant economic data set for release today. This morning’s early bond gains are nothing to get excited about. The way yesterday’s bond sell-off picked up momentum throughout the afternoon with no major headlines to justify it, seeing a small bounce this morning doesn’t come as a surprise. Yesterday’s selling pushed the benchmark 10-year Treasury Note yield back to its highest level since late July, erasing well over two months of gains. The spike in yields is reflected in higher mortgage rates also. Unfortunately, there isn’t much showing that leads us to believe the sell-off may be done quite yet.
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