BORIS SMOLGOVSKY

2303 Camino Ramon, Ste 160
San Ramon, CA 94583

(925) 244-1099 | (800) 323-7975
Fax: (925) 244-1148

NMLS # 238115 | DRE # 01361455

BORIS SMOLGOVSKY image

BORIS SMOLGOVSKY

2303 Camino Ramon, Ste 160
San Ramon, CA 94583

(925) 244-1099 | (800) 323-7975
Fax: (925) 244-1148

NMLS # 238115 | DRE # 01361455

BORIS SMOLGOVSKY image
Monday, May 19, 2025
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We know that each customer has specific needs and we strive to meet those specific needs with quality service and individual attention. We pride ourselves in giving you the mortgage information, loan options and convenient assistance you're looking for.

With a variety of loan programs and an established network of lenders behind us, we will find the loan that best suits your needs, at a very competitive rate. We offer conforming, non-conforming and government loan programs.

Let us guide you through the home buying or refinancing process, and provide you with the best service available.

We know that each customer has specific needs and we strive to meet those specific needs with quality service and individual attention. We pride ourselves in giving you the mortgage information, loan options and convenient assistance you're looking for.

With a variety of loan programs and an established network of lenders behind us, we will find the loan that best suits your needs, at a very competitive rate. We offer conforming, non-conforming and government loan programs.

Let us guide you through the home buying or refinancing process, and provide you with the best service available.

Refinance Today

If your current interest rate is significantly higher than today's lowest rates, you may be able to roll your loan costs into the loan and still get a lower rate than you have today, thereby reducing your interest payments and saving money immediately. Have a loan consultant contact you to find out if you can save money by refinancing.

If your current interest rate is significantly higher than today's lowest rates, you may be able to roll your loan costs into the loan and still get a lower rate than you have today, thereby reducing your interest payments and saving money immediately. Have a loan consultant contact you to find out if you can save money by refinancing.

Market Commentary

Updated on May 16, 2025 10:08:41 AM EDT

April’s Housing Starts report was this morning’s first economic release, revealing a 1.6% increase in new home groundbreakings. This was close to expectations and signals slight growth in the new home portion of the housing sector. However, single-family home starts, that are more relevant to mortgage rates than multi-family/apartment construction, fell 2.1% last month. Furthermore, a secondary reading that tracks newly issued permits and indicates future home starts fell for the month. This allows us to consider the data slightly favorable for bonds and mortgage rates.
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